Skip to content Do you disagree with your insurance company's valuation?
At Óptima Pericial, we carry out professional counter-appraisals in Ibiza and the Balearic Islands to review the valuations of insurance company experts and defend the insured's interests.
When you face a claim or disagree with the opposing party's expert report, you need solid technical support.
However, in many cases this assessment may be insufficient, incomplete, or incorrect, resulting in the insured receiving less compensation than they are actually entitled to.
In these situations it is essential to have an independent expert specializing in counter-expertise in Ibiza, who analyzes the case from a technical and objective point of view.
AtOptima Pericial we review the valuation carried out by the insurance company for:
Analyze whether the damages have been correctly assessed
Verify if the proposed compensation is adequate
Detecting errors or omissions in the insurance expert's assessment
Determine if there are any unforeseen damages
Prepare an independent expert technical report
A professional counter-assessment can make the difference between accepting insufficient compensation or correctly claiming what is truly due.
Our independent experts technically analyze the claim and review the valuations made by the insurance companies.
Insurance companies have their own experts, whose objective is to assess the claim from the insurer's point of view.
Having an independent expert in Ibiza allows for a balanced assessment of the situation and ensures that the damages are fairly and technically correct.
At Optima Pericial, we handle counter-appraisals in Ibiza and throughout the Balearic Islands. We act quickly after any claim to carry out an independent technical assessment and defend your interests against the insurance company.
A counter-expert report is an independent technical report that is carried out to respond to, contrast or refute the conclusions of a previous expert opinion presented by the opposing party in a conflict.
It's important to understand that a counter-appraisal isn't always aimed at an insurance company. It's a necessary technical defense tool in any claim where there are two opposing viewpoints
In disputes between individuals or companies: If a third party (such as a neighbor or a construction company) claims damages against you based on their own expert's report, you have the right to present a counter-expert report that analyzes the same facts from an independent technical perspective to defend your interests.
In dealing with insurance companies: When the insurance company issues a technical assessment with which you disagree, the counter-assessment serves to demonstrate with technical rigor the errors or shortcomings of that initial report.
By definition, a counter-expert report is a document prepared by the expert for the opposing party or the party that disagrees with the initial assessment. Its purpose is to provide an objective and professional perspective that serves as a basis for a judge or administrative body to determine who is technically correct in the dispute.
It is advisable to request a counter-expert opinion when:
The insurer is offering very low compensation.
There are damages not included in the assessment
The insurance expert's report contains errors or incorrect valuations.
The company denies the claim.
Yes. A counter-expert report can be used to negotiate with the insurer and review the compensation offered.
Yes. Expert reports prepared by qualified experts can be presented as expert evidence in legal proceedings.
The cost depends on the type of claim, the complexity of the case, and the preparation of the expert technical report.
At Optima Pericial we analyze each case to determine the scope of the necessary counter-expertise.
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